EMA Mortgage Team - Mortgage Alliance

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Theanna McNee

I am very happy with the service I received. Ray feels like family. I believe every family needs a doctor, a lawyer and now a mortgage specialist to navigate this world. The customized care you receive is far exceedingly above what is out there. He takes care of your needs. The follow up care is amazing. He checks in to ensure all is well with the process and if you have any questions. I feel like I have a representative at the table. Thanks for the amazing service Ray.

Edgar Obregon

Ray and his team have gotten me the best rates for all my mortgage needs. His knowledge and professionalism are the main reasons why i continue to go to him for my mortgages. Decisions are easier when you have someone that can explain all the nuances of getting a mortgage, and that's what Ray does. He is able to explain clearly and help create a plan based on your financial goals when looking for lenders. From investment properties to your primary residential home, he can find the best rates and lenders to suit your mortgage requirements. Highly recommend Ray and his team at EMA Mortgage Team.

Jennifer Burgess

Raymond Daez, EMA Mortgage Team- Expert Mortgage Agents is always at the top of my list when clients ask for a mortgage broker recommendation. With his years of experience and deep industry expertise, I know my clients are in excellent hands. He takes the time to truly understand each client’s needs and finds the right mortgage solution for their situation. Raymond is fantastic at explaining the mortgage process, ensuring clients feel informed and confident every step of the way. His communication is top-notch—he keeps both my clients and me updated at every stage. Whether he's guiding first-time homebuyers, helping seasoned investors expand their portfolios, assisting self-employed individuals who don’t qualify for traditional mortgages, or supporting empty nesters looking to access their home’s equity, Raymond is skilled at finding the right solution. I highly recommend him to anyone in need of expert mortgage advice!

Erin Luby

I collaborate with Raymond regularly and I am always impressed and so very appreciative. His dedication and care are always evident. Raymond is a mortgage veteran and he demonstrates through his knowledge and competency. He maintains transparency, keeping my clients informed at every stage. His professionalism and integrity shines, exceeding expectations. I wholeheartedly recommend Raymond for his exemplary service. If you seek a professional who goes the extra mile with expertise and care, he is your solution.