James Lawler

Not available.

talal ajami

Hassib went above and beyond my expectations. He answered all my questions, even after hours, and gave great advice on the best time to lock in our mortgage rate to make sure we got the best deal possible. He was extremely courteous, professional, and helpful throughout the entire process. Highly recommended!

Gallal Obeid

Great experience, very involved and helpful. Would definitely recommend and will definitely be using them again. I never felt so well taken care of in this line of business, I was aware of all the steps and they really look for the best opportunities for you.

Ali Khandour

Great experience with those guys, Hassib did an amazing job as usual, they have the experience and education to give you best homebuying experience without any stress nor pressure with minimal cost possible. Very helpful goes above and beyond.

Farah Hobballah, Esq

The BEST Mortgage Experience You Could Ever Ask For! If you are looking for a mortgage professional who is truly in a league of his own, look no further than Sam at Universal Mortgage. I have worked with many mortgage lenders in the past, and I can say with absolute confidence that no one comes close to the level of service, dedication, and care Sam provides. From the very first conversation, Sam made me feel like more than just a transaction — he treated me like a friend and a priority. He took the time to understand my goals, my concerns, and my dream of owning the perfect home. He explained every step of the process in clear, simple terms and made sure I understood my options without ever feeling pressured. What truly sets Sam apart is his personal touch and relentless commitment to his clients’ success. He was always available — whether it was early in the morning or late at night — to answer my questions, provide updates, or simply reassure me when I felt overwhelmed. His responsiveness was unmatched, and I never once felt “in the dark” about what was happening. Sam also went above and beyond to secure the best possible rate and terms for my loan, tailoring everything to fit my unique situation. He navigated challenges with ease and confidence, and his knowledge of the industry is second to none. Every time an obstacle came up, Sam already had a solution ready. Thanks to him, I am now living in my dream home — something I had hoped for but didn’t think would happen this smoothly or quickly. Sam made the process feel effortless, stress-free, and even exciting. If you want someone who is personable, trustworthy, detail-oriented, and 100% committed to making your dreams a reality, Sam is your guy. He isn’t just the best mortgage professional I’ve ever worked with — he’s the best, period. I will recommend him to everyone I know without hesitation. Thank you, Sam, for everything. You didn’t just help me buy a house — you helped me find my home.