Mortgage Decisions

Mortgage Decisions have been outstanding from start to finish with our mortgage process. They consistently went above and beyond. They are very quick to respond, clear in their explanations, and always ready with top guidance. Thanks to the team, what could have been a daunting process felt smooth and straightforward. I’m truly grateful and would highly recommend them to anyone seeking reliable and supportive mortgage advice

We were sent to Mortgage Decisions as part of our shared ownership journey and ended up dealing with Gavin. He took one look at our situation and straight away said we wouldn’t get a mortgage, without even doing a credit check. Luckily, we didn’t just take his word for it. We spoke to two other advisors from other companies who both confirmed we could get a mortgage, and an independent broker managed to sort one out for us within a few weeks. If we’d listened to Gavin, we’d have missed out on buying our home and probably still be renting now. On top of that, he told us banks don’t do shared ownership mortgages, which we later found out wasn’t true when we spoke to lenders directly. Overall, the advice we got was completely wrong and could have stopped us from ever buying our home.

With the help of Durga I got my first mortgage, Durga was very helpful in all aspects of applying for a mortgage and for a first time buyer he was very informative and helpful.